New Coverage Issues

The Delaware Department of Insurance (DOI) is seeking insight into insurance product availability and carrier practices concerning liability coverage for childcare and foster care organizations. Agents can weigh in with their experiences.

In Pennsylvania, the “occurrence” definition is often the decisive factor in CGL construction defect claims, as shown once again with the Peronace v. Kinsale Insurance Co. case. Do you know how your carriers define it?

Now is the time to review your personal lines book of business and educate those insureds with college students about their exposures. Review your IA&B member resources that can help.

The number of dog bite-related claims increased nearly 19% over the past year, which may prompt some insurers to exclude certain dogs from homeowners’ or other liability insurance policies.

Brush up on Pennsylvania's Assigned Risk Plan, the market of last resort for Personal and Commercial Auto risks.

Are there certain coverages that consistently are unavailable in the admitted market? Submit them for consideration to Pennsylvania's export list.

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