New Coverage Issues

The average cost per dog bite-related claim increased 31.7% in 2022, which may prompt some insurers to exclude certain dogs from homeowners’ or other liability insurance policies.

Pennsylvanians who drop insurance on their seasonal or inoperable vehicle, but fail to surrender the tag to PennDOT, inadvertently may lose first-party benefits on all of their vehicles, even properly insured ones.

The Hardening Cyber Market

Insurers continue to readjust to the evolving cyber market. Most recently, Lloyd’s of London announced new requirements for state-backed cyberattack exclusions in standalone cyber policies.

Dog bite-related claims increased again in 2021, which may prompt some insurers to exclude certain dogs from homeowners’ or other liability insurance policies.

There’s a tremendous gap in understanding between the general public and the insurance industry on liability, intentional and criminal acts, and insurability.

If a contractor client converts a few employees to independent contractors, you could get in trouble for proceeding with the workers’ comp policy. 

650 Wilson Lane, Suite 200
Mechanicsburg, PA 17055
191 Main Street
Annapolis, MD 21401
Toll Free: 800-998-9644
Fax: 717-795-8347
Email: IAB@IABforME.com
Copyright 2022 Insurance Agents & Brokers. All rights reserved. Privacy Policy | Disclaimer
Scroll to Top