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Coverage Issues
Court Decision Imparts Lessons on Policy Exclusions, Language
The Delaware Superior Court recently issued a coverage decision that, among other things, highlights the need for agents and brokers to be aware of their customers’ activities and whether a carrier’s policy language is compatible with them.
Court Decision Imparts Lessons on Policy Exclusions, Language Read More »
In PA, Broker Agreement Must Be Signed by CUSTOMER if Producer Not Appointed (MD, DE update)
Hold a non-resident license in Pennsylvania? Review the scenarios when a producer must obtain a customer’s signed consent prior to placing business with a non-appointed company or, in rare circumstances, with a carrier’s in-house agency.
Coverage for College Students
Now is the time to review your personal lines book of business and educate those insureds with college students about their exposures.
Coverage for College Students Read More »
Can Insurers Exclude Dogs Based on Breed?
The number of dog bite-related claims increased 8.3% over the past year, which may prompt some insurers to exclude certain dogs from homeowners’ or other liability insurance policies.
Can Insurers Exclude Dogs Based on Breed? Read More »
Earthquake Prompts Consumer Education Opportunity
Last week’s East Coast earthquake makes now an opportune time to educate your personal lines customers on what is – and isn’t – covered under a standard homeowners’ policy.
Earthquake Prompts Consumer Education Opportunity Read More »
Seasonal Vehicles and First-Party Benefits
Pennsylvanians who drop liability insurance on their seasonal or inoperable vehicle, but fail to surrender the tag to PennDOT, inadvertently may lose first-party benefits on all of their vehicles, even properly insured ones.
Seasonal Vehicles and First-Party Benefits Read More »
MD Condo Master Policies Will Not Cover Detached Units
Learn how amendments to the Maryland Condominium Act will impact your Association and Unit Owner customers beginning this October.
MD Condo Master Policies Will Not Cover Detached Units Read More »
What Personal Liability Coverage Does a Gun Owner Have?
There’s a tremendous gap in understanding between the general public and the insurance industry on liability, intentional and criminal acts, and insurability.
What Personal Liability Coverage Does a Gun Owner Have? Read More »
Can Insurers Exclude Dogs Based on Breed?
The average cost per dog bite-related claim increased 31.7% in 2022, which may prompt some insurers to exclude certain dogs from homeowners’ or other liability insurance policies.
Can Insurers Exclude Dogs Based on Breed? Read More »