Pennsylvania

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Life & Health

How to Get a PA Life & Health Insurance License

Are you interested in becoming an insurance agent? Anyone who “sells, solicits or negotiates contracts of insurance” needs to become licensed.

Step 1: Study & Complete Pre-Licensing Education Requirements

You must complete 24 hours of pre-licensing education (PLE) to be eligible to take the licensing examination in Pennsylvania.

NOTE: PLE is only required for initial licensing. Additional PLE is not needed for each line of authority.

IA&B partnered with ExamFX to help you prepare for the state exam and earn the required PLE. ExamFX has learning options that speak to every type of learner. Whether you study better by reading, watching videos, or taking online practice tests, ExamFX has a solution for you and IA&B’s stamp of approval!

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Step 2: Register for the Exam

You will need to make an appointment to take the state licensing exam. PSI is the exam provider. After you have completed the pre-licensing education requirements, register for the Life & Health insurance examination at https://home.psiexams.com/#/home or call 888-818-5822. You can take the exam in a physical PSI examination center or via a remote, online proctored exam.

Exam fees must be paid at the time of reservation.

Step 3: Take & Pass the Exam

On the day of the exam, report to the exam center 30 minutes before the scheduled start time.

For the state licensing exam, you must have:

One valid form of government-issued identification (driver’s license, passport, military ID) that contains your name and photo
Certificate that shows successful completion of the pre-licensing education requirement

You will not be able to take the exam if you do not have these items.

Almost immediately after you complete the exam, you’ll receive a Pass or Fail score. If you pass, your score report will include an application for your license, and you can apply for it right there. For that reason, it’s a good idea to bring checks, money orders, or a credit card with you when you take the exam.

If you fail, you’ll get a report that indicates your strengths and weaknesses by exam portion.

Step 4: Apply for Your License

After passing the exam, you have the option to apply for your license. If you pass, your score report will include an application for your license, and you can apply for it right there at the exam center. For that reason, it’s a good idea to bring checks, money orders, or a credit card with you when you take the exam. You will need to pay the license application fee of $55.

After you complete your application, you can look up its status at insurance.pa.gov. Once it’s been issued, you can print your license right from the website.

Step 5: Get Fingerprinted

In Pennsylvania, all new license candidates must be fingerprinted (for both the FBI and state police database access). There is a fingerprinting fee of about $24.

You will still need a fingerprint scan, so you’ll have to register online via the IdentoGO at https://uenroll.identogo.com, or you can call 844-321-2101. You’ll get a registration number you can take with you when you go to the IdentoGO site for fingerprinting.

When registering online an applicant must use the appropriate service code assigned to the Insurance Department, which is 1KG8Q3.

Individuals should not register for a fingerprinting appointment and submit their fingerprints until after they have passed any examination requirements and applied for licensure. Any fingerprint results received without a corresponding license application will be destroyed, and individuals will be required to repay the fingerprinting fee and resubmit their fingerprints at an IdentoGO center.

More Information

For more information, go to:

Questions about Licensing Exam Preparation?

Contact the IA&B Education & Events team at 800-998-9644, option 2 or education@IABforME.com.

Interested in a Licensing Study Course Scholarship?

IA&B offers licensing study course scholarships to aspiring insurance agents in Pennsylvania, Maryland, and Delaware throughout the year – apply any time. Learn more and download an application.

650 Wilson Lane, Suite 200
Mechanicsburg, PA 17055

191 Main Street
Annapolis, MD 21401

Toll Free: 800-998-9644
Fax: 717-795-8347
Email: IAB@IABforME.com

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